If you have student loans, you are probably wondering if you will ever pay them off. Like most people, you look at the amount you owe and the considerable monthly payment and wonder how you will buy a house, start a family, or purchase a car. Many of you may have already run into problems paying the loans and are not sure what to do.

We hear and understand you!

At Brand And Associates, P.L.L.C., we know all the student loan plans that can help you reduce your monthly payment, qualify you for the variety of forgiveness programs, and more. We are trained in this area of law and can assist you with your student loan concerns separately or as part of your entire legal/financial situation.

Did you know you are not required to pay off the entire balance of your federal student loans?

Did you know that you may lower your monthly payment by simply filing forms, no “Approval" needed?

Did you know you can change your payment plan or amount as often as your living situation changes?

We know. And, we can help you to know as well. Different circumstances mean different approaches, strategies and implementations. Don't let others tell you your options without having a trained Student Loan Lawyer review your exact scenario! 

Click on the following link at the Student Loan Toolbox Client Portal https://studentloantoolbox.net/brandandassociatespllc

 Once you have completed the intake information and submitted it, we will review your information and determine how we may assist you, and contact you to arrange a telephone conference usually within 3 business days. If there is nothing that can be done, there will be no charge. If we agree to a conference by telephone to discuss your options there will be a charge of $150.00 for that conference. Should you decide to proceed with recommendations we will discuss the cost of going forward.

Why can't I just talk to a student loan attorney about my loans?

We know that talking to an attorney can make you feel more comfortable and ease the stress faster than having to go through a process. However, student loan law is very particular about what, how, and when things can be done. We want to give you the most accurate information as it pertains specifically to you and not some generic rehearsed script that tells you nothing. Once we conduct your review and we have determined options, we can schedule an Analysis where we go through the options in detail, set your strategy, and then implement a solution.